(Read time 5 minutes)
Last month there was a further increase in pension contribution of 3% (2% personal, 1% employer). Bringing the automatic total per month into the Governments NEST workplace pension scheme to 8% of the qualifying amount of your salary.
SubhanAllah, for many people this amounts to anything from £50 to £200 or much more per month going into NEST. Just the increase alone of 3% has seen an extra £15, £50, even £100 increase per month for millions of people (2% directly off the salary into the NEST, and 1% directly from the employer.)
Please note that unless you opt out within one month of setting up in the scheme. This money you’ve put in is only available upon retirement.
Many Muslims have already switched to the Sharia option of NEST, some have opted out completely, but the majority have stuck with this pension scheme.
Why? Because… despite it being a whole 5% (a significant sum to go out) of qualifying wages every month till retirement, it is profitable because the employer tops it up and adds 3%. It is on the face of it very good value. And of course, it’s seen as important to save now for later. If you opt out you lose the 3% from the employer and the tax relief.
The benefits seem clear:
✓ It’s a regular monthly payment, saving up for the next 10, 20, 30 or more years.
✓ The employer adds 3%
✓ You also get tax relief at 20% or more directly into your pot
✓ You get a decent amount returned to you monthly at retirement
Dear brothers, this is massive! (Despite some limitations, and any complexities and risks)
However, there is something else you can also opt into.
✓ This pension scheme is guaranteed with no risks whatsoever
✓ The % returns are huge
✓ You invest £1, you get added £10, £70 or even £70,000 depending on the day, time and quality of your contribution
✓ If you’re a UK taxpayer, the Government adds a massive 25%
✓ You don’t need to be of working age or indeed working
✓ You can opt out at any time (although it makes sense to stay in)
✓ You don’t have to wait till retirement to see the profits
✓ You can multiply your profits without any limits based on the number of people you get to invest. The more people, the more profits, the more they invest, the more you invest.
✓ The amount you can invest is not restricted per month. You can invest £1, £5, £10, £50, £100 or any figure in a month.
✓ You don’t have to wait to retirement age to see the benefits
✓ If you invest in a stock that continues to increase after you die, then the legacy you leave continues providing for your family on an ongoing basis
✓ It is absolutely Sharia compliant
It is a no brainer. It is foolproof and absolutely amazing.
No, it’s not a pyramid scheme or some internet con.
This pension scheme is with a bank that has unlimited resource.
It is a pension scheme with Allah the Almighty.
The Greatest, the Merciful, the Bountiful, Who gives beyond measure, with Whom every investment is guaranteed. The Lord of the worlds. SubhanAllah
He alone is worthy of worship. He alone gives you the strength to work, to earn, to save, and to support your family. He alone can guarantee your retirement.
Whilst you directly debit £50, £100, £200, £300 even more for NEST, Sharia options, or a Private pension every month, for a limited, fixed profit, with risks. Why, oh why? are you not able to direct debit just £10, £15, £20 per month in a guaranteed pension with Allah the Eternal?
Furthermore, if you set up this pension weekly to be invested on a Friday, it will reap even more reward, and when payments go out in the blessed month of Ramadhan, the rewards are increased by a further 70,000. SubhanAllah. These rewards continue forever and ever, and can be a means InshaAllah of deliverance from poverty and difficulties in this life, in retirement, and for the eternal life hereafter.
My brothers We put our trust in the NEST and other pensions, and in investment bankers, with hundreds of pounds given monthly, waiting for retirement! Put your trust in Allah, even if it’s only a few pounds per month, and see the unlimited rewards InshaAllah.
And what’s more interesting is that if you give your monthly contribution towards furthering the Deen of our Beloved Prophet pbuh, in the teaching and learning of the Quran and Sunnah and in developing the leaders and imams of the future. This profit, this investment will increase even more. Every time the Quran is read and taught, and for every letter uttered, it will be invested in the court of Allah, and the profits accorded to your account! SubhanAllah
Rich or poor, what better investment for retirement is there than this! SubhanAllah, Alhamdulillah, Allahuakbar!
Please invest today in an institution of humble means, but of huge potential and reward. Please set up a standing order to Al Huda Academy today by clicking on this button link:
Invest for this life and the next eternal life, directly with the Most Bountiful Allah.
Jazakallahu khairan for your patience, and for your donation. May Allah grant you a beautiful Ramadhan and a life full of barakat and blessings. Ameen thumma ameen
Please do not simply share this message with all your Muslim contacts, please use it specifically with to encourage others to also donate and invest in their futures. Send it and speak to family and friends who will InshaAllah also be guided and honoured to make a difference.
The Prophet (ﷺ) said, “The best among you (Muslims) are those who learn the Qur’an and teach it.”
Jazakallahu khairan, your brother, Safwan.
(Please do let me know once you have set up the standing order and invested in this beautiful pension with Allah.)